Protect Your Interests with a Florida Business Interruption Insurance Claim Lawyer

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A Florida business owner must be prepared for any reasonably anticipated eventuality. That’s a more formal way of saying a Florida business owner has to cover all the bases. Proactive planning includes making certain that an entrepreneur has all necessary types of business insurance policies in place. These include what is known as Florida business interruption insurance.

What is Florida Business Interruption Insurance?

Business interruption insurance provides in the event of some type of incident that prevents your company from operation for a period of time. This type of insurance policy provides compensation for lost company income when a business is shuttered or unable to operate as normal because of some type of incident.

What Types of Events does a Florida Business Interruption Insurance Cover?

There can be some fairly broad variation between one Florida business interruption insurance policy to another. As will be discussed in a moment, this fact underscores the need to understand what is and is not covered by a particular business interruption insurance policy. With that said, some of the more commonplace types of incidents, events, or situations that trigger a business insurance policy in Florida include business shutdowns caused by:

• Major weather events
• Fire
• Flood or other water incident
• Other types of casualty damage to a business

Know the Terms and Limitations of Your Insurance Policy

When you are on the hunt for a solid business interruption insurance, you need to be certain you understand the terms, conditions, and limitations of a particular policy. Time and again, a business owner not only doesn’t read the fine print in a business interruption insurance policy but fails to read any of the print.

Issues you need to be on guard for in this type of insurance policy include:

• Exclusionary periods, or periods of time that are required to lapse after an incident that causes a business shutdown and before claim can be made
• Policy inclusions, or what is specifically included in a policy
• Policy exclusions, or incidents and losses that specifically are excluded pursuant to a term or condition contained in a business interruption insurance contract.

Insurance Company Schemes to Avoid Paying a Business Interruption Insurance Claim

As a business owner, you need to be well aware that an insurance company does not exist to ensure that your casualty claim is paid in a timely and generous manner. The bottom line is that an insurance company is in operation for one primary reason and that is to make money for shareholders and others associated with such an insurer.

One key way in which an insurance company is able to pad its revenue and profits every year is to avoid settling claims for higher dollar amounts (or dodging a settlement altogether). An insurance company makes more money for its shareholders and others by paying less money out in settlements, including those for Florida business interruption insurance claims.

Protect Your Business with a Florida Business Interruption Insurance Claim Lawyer

If you have experienced some sort of event that has shut down or other impaired the operation of your business, you may be ready to pursue a business interruption insurance claim. In the alternative, you may have filed such a claim and now find yourself dealing with an insurance company that shows no signs of paying what you are owed any time soon. In these types of situations, you best protect your vital legal interests and those of your company by retaining the services of an experienced Doan Law Firm Florida business interruption insurance lawyer.

A nationwide law practice, The Doan Law Firm has offices located across the state of Florida. You can connect with anyone of our Florida offices any time of the day or night:

• Jacksonville – (904) 901-0000
• Miami – (786) 671-0000
• Orlando – (407) 289-0000
• Tallahassee – (850) 601-0000
• Tampa – (813) 609-0000

We maintain a nationwide business interruption insurance attorney hotline as well at (800) 349-0000.

We can arrange a no-cost, no-obligation initial consultation with a tenacious, committed Florida business interruption insurance lawyer at any one of our offices, at the location of your business, or at your home. We can also schedule an online consultation and case evaluation provided by a business interruption insurance attorney from our firm as well.

The Doan Law Firm makes an attorney fee guarantee to you. Our firm will never charged an attorney fee in your case unless we win for you.

• Jacksonville

  50 N. Laura St.,
  Suite 2500
  Jacksonville, FL 32202
  904-901-0000

• Miami

  801 Brickell Center
  Suite 900
  Miami, FL 24131
  786-671-0000

• Tampa

  4830 W. Kennedy Blvd.,
  Suite 600
  Tampa, FL 24609
  813-609-0000

• Orlando

  111 N. Orange Ave.,
  Suite 800
  Orlando, FL 32801
  407-289-0000

• Tallahassee

  113 South Monroe St.,
  1st Floor Tallahassee,
  FL 32301
  850-601-0000